Carmel IN

Indiana · Pop. 101,651

84
/ 100
Solid Choice

Carmel, IN: median household income of $141,505, median rent of $1,712/mo, 2.7% unemployment. Our verdict: Solid Choice.

Score Breakdown

Affordability 83
Jobs 88
Safety
Weather
Nightlife
Traffic 78
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Key Metrics

Median Income

$141,505

per year

Median Rent

$1,712

per month

Median Home

$487k

home value

Unemployment

2.7%

of labor force

Poverty Rate

3.9%

below poverty line

Avg. Commute

25 min

one way

Rent-to-Income Ratio 15% of gross income — Within range
Comfortable (<28%) Burdened (>35%) Crisis (>50%)

City Reality Check balanced

"Carmel, IN Reality Check"

In Carmel, the rent-to-income burden runs around 15% — refreshingly manageable by national standards. Median income sits at $141,505 and median rent is $1,712/month. 42% of renters spend 30%+ of income on housing — above the national average. Median home value: $486,800 — that's 3.4× the median income. 74% of households own their home — unusually high for a major US city. Residents put down roots here. 74% of adults hold a bachelor's degree or higher — a highly educated workforce that drives (and inflates) this local economy. Employment picture: 2.74% unemployment — a tight labor market. Poverty rate: 3.9%. Average commute: 25 minutes — acceptable. Carmel was founded in 1874 — that's 152 years of history baked into the streets. The city covers 48.5 sq miles at 2,094 people/sq mile — spread out. Elevation: 853 ft — modest elevation. RoastMyCity overall score: 84/100 — Solid Choice.

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