McKinney TX

Texas · Pop. 210,600

76
/ 100
Solid Choice

McKinney, TX: median household income of $124,215, median rent of $1,901/mo, 3.7% unemployment. Our verdict: Solid Choice.

Score Breakdown

Affordability 76
Jobs 78
Safety
Weather
Nightlife
Traffic 71
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Key Metrics

Median Income

$124,215

per year

Median Rent

$1,901

per month

Median Home

$472k

home value

Unemployment

3.7%

of labor force

Poverty Rate

5.7%

below poverty line

Avg. Commute

28 min

one way

Rent-to-Income Ratio 18% of gross income — Within range
Comfortable (<28%) Burdened (>35%) Crisis (>50%)

City Reality Check balanced

"McKinney, TX Reality Check"

In McKinney, the rent-to-income burden runs around 18% — refreshingly manageable by national standards. Median income sits at $124,215 and median rent is $1,901/month. 47% of renters are cost-burdened (30%+ of income on housing). Landlords are winning; everyone else is treading water. Median home value: $471,800 — that's 3.8× the median income. 64% of households own their home — unusually high for a major US city. Residents put down roots here. 54% of adults hold a bachelor's degree or higher — a highly educated workforce that drives (and inflates) this local economy. Employment picture: 3.67% unemployment — a healthy job market. Poverty rate: 5.7%. Average commute: 28 minutes — acceptable. McKinney was founded in 1848 — that's 178 years of history baked into the streets. The city covers 62.9 sq miles at 3,349 people/sq mile — spread out. Elevation: 630 ft — modest elevation. RoastMyCity overall score: 76/100 — Solid Choice.

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